Loan facts
The numbers, before you start.
Ranges across participating lenders, a worked example and what moves your rate.
Ranges
Network Facts
All participating lenders Ranges
Loan amounts$250–$2,500
Repayment terms75 days – 24 months
APR8.99%–35.99%
Full repayment in ≤ 60 daysNever
Fee paid to HH Advertising$0.00
Your terms depend on the lender, your state and your credit profile.
Worked example
Loan Facts
Example loan · 1 lender offer Illustrative
Amount borrowed$1,200
Per loan
Annual percentage rate (APR)23.50%
Repayment term15 months
Payments15 × $93.10
Finance charges$196.50
Total of payments$1,396.50
Fee paid to HH Advertising$0.00
* Example at a fixed 23.50% APR. Not an offer. Lenders set real APRs (8.99%–35.99%) and terms (75 days – 24 months) based on your credit, income and state.
What moves your rate
Credit history
How you’ve repaid before and what you owe.
Income
How much and how regularly you’re paid.
Term
Longer means smaller payments but usually more in total.
State
State law caps rates and shapes products.