User Agreement

1. Agreement

Using HH Advertising, operated by HH Advertising, Inc., means you accept this User Agreement plus our Privacy Statement, Credit Check Consent, E-Sign Disclosure and Not-a-Lender Disclaimer.

2. The service

A free service that, with your consent, shares your loan request with participating lenders. HH Advertising isn’t a lender or broker, doesn’t decide on credit or make offers, and isn’t a party to any loan.

3. Eligibility

U.S. residents 18+ (19+ in Alabama and Nebraska, 21+ in Mississippi) who can enter binding contracts.

4. Truthful information

Give only accurate, complete, current information about yourself. Fraud may be reported to authorities.

5. No guarantee

We don’t guarantee a match, contact, offer, approval, amount, rate or term.

6. Your loan

A loan is a contract between you and the lender alone. The lender handles disclosures, funding, servicing and collection, and HH Advertising isn’t responsible for lender decisions or conduct.

7. Fees

Free to you. Lender compensation is described in How We Earn.

8. Calls, texts and email

Submitting a request means you agree that HH Advertising, participating lenders and partners may contact you about it and related offers by call, text and email at the details you give, including with automated technology or prerecorded messages where lawful. Carrier rates may apply. Consent isn’t required for any loan. Revoke it by texting STOP, unsubscribing or contacting us; contact lenders directly to stop theirs.

9. Acceptable use

No hacking, overloading, scraping, automated or false requests, or commercial reuse of our content. Content and marks belong to HH Advertising, Inc..

10. Disclaimers and liability

Provided “as is.” As far as the law allows, we disclaim implied warranties and aren’t liable for indirect or consequential losses or lender acts. Your consumer protection rights aren’t limited.

11. Governing law

Florida law governs. Disputes go to the state or federal courts serving Miami-Dade County, Florida, unless the law requires otherwise.

12. Changes

We may update this agreement and will change the effective date. Continued use means acceptance.

13. Contact