01Is HH Advertising a lender?
No. HH Advertising is an advertising company. We pass your request to participating lenders, and they handle offers, approval, funding and payments.
02What does it cost?
Nothing. Lenders pay us for referrals. You never pay us, and your terms are never marked up.
03Will a request hurt my credit score?
No. A request through HH Advertising does not affect your score. If you apply with a lender, it may check your credit, which can.
04How much can I get?
Participating lenders offer $250–$2,500, over 75 days – 24 months, at APRs of 8.99%–35.99%. Your actual terms come from the lender.
05Is an offer guaranteed?
No. Lenders decide independently, and some requests get no offers.
06How fast is funding?
If you accept and sign with a lender, many fund within one to three business days. It depends on the lender and your bank.
07Do you serve my state?
It depends on which participating lenders operate there. Some states have no offers.
08Why isn’t my offer like the example?
The example is illustrative. Your offer reflects the lender’s criteria and your credit, income and state.
09Who sees my request?
Participating lenders and partners, after you submit it and consent. See our Privacy Statement.
10How do I delete my data?
In the app, or email projects@hh-advert.studio. Lenders that already have your request handle their copies.
11How do I stop calls and texts?
Reply STOP, unsubscribe from emails or contact us. Contact lenders directly to stop theirs.
12Who do I pay after I borrow?
Your lender. Its contact details are in your loan agreement.
13I can’t make a payment. Now what?
Call your lender before the due date and ask about options. See Smart Borrowing for more.
14Where do I complain about a lender?
First the lender, then your state financial regulator or the Consumer Financial Protection Bureau at consumerfinance.gov.